1099 Income Aggregator: Combine All Your Gig Worker Income
Working for multiple gig platforms means receiving multiple 1099 forms. Uber, DoorDash, Instacart, Upwork, Fiverreach platform sends its own tax form showing what they paid you.
This free 1099 income aggregator helps you add up all your gig income in one place. Enter the amounts from each platform to see your total self-employment income for the year. This total is what you'll report on Schedule C when filing your taxes.
Understanding Your 1099 Forms
As a gig worker, you'll typically receive one or both of these forms:
1099-NEC (Non-Employee Compensation)
This form reports payments made directly to you as an independent contractor. Most gig platforms send 1099-NEC forms if you earned $600 or more during the year.
Common platforms: Uber, DoorDash, Instacart, Upwork, Fiverr, TaskRabbit
1099-K (Payment Card and Third Party Network Transactions)
This form reports payments processed through third-party payment networks. Starting in 2026, platforms must send 1099-K forms if you received $600 or more in payments.
Common platforms: Etsy, eBay, Airbnb, Turo, some freelance marketplaces
How to Report Multiple 1099 Forms on Your Taxes
Even if you have 5 different 1099 forms from 5 different platforms, you only need one Schedule C form. Here's the process:
- Add up all your gross income
Use this calculator to combine the amounts from all your 1099-NEC and 1099-K forms. This is your total gross self-employment income.
- Enter the total on Schedule C, Line 1
Report your combined gross income on Schedule C (Form 1040), Line 1. You don't need to file separate Schedule C forms for each platform.
- Deduct your business expenses
List all your business expenses (mileage, supplies, phone, etc.) in Part II of Schedule C. These reduce your taxable income.
- Calculate your net profit
Schedule C automatically calculates your net profit (gross income minus expenses). This amount flows to your Form 1040 and is used to calculate your taxes.
Common Mistakes When Reporting Multiple 1099s
? Filing Multiple Schedule C Forms
You don't need separate Schedule C forms for each platform unless they're substantially different businesses. Combine all similar gig work on one form.
? Forgetting Income Under $600
Just because you didn't receive a 1099 doesn't mean the income isn't taxable. Report all gig income, even from platforms where you earned less than $600.
? Not Reconciling 1099-K Amounts
1099-K forms may include refunds, fees, or other non-income amounts. Reconcile the 1099-K total with your actual income and adjust if necessary.
Next Steps After Aggregating Your Income
Calculate Your Taxes
Use your total income to estimate your self-employment tax and federal income tax liability for the year.
Calculate Your TaxesLearn About Deductions
Discover all the business expenses you can deduct to reduce your taxable income and lower your tax bill.
View Deductions GuideQuarterly Tax Calculator
Calculate how much you should pay in quarterly estimated taxes to avoid penalties and interest.
Calculate Quarterly PaymentsSchedule C Guide
Step-by-step instructions for completing Schedule C and reporting your gig income correctly.
View Schedule C GuideFrequently Asked Questions
Keep All Your 1099 Forms
Save copies of all your 1099 forms for at least 3 years (7 years is safer). The IRS receives copies of these forms and will match them against your tax return. If there's a discrepancy, you'll need your records to explain it.
Store them digitally in a secure location like Google Drive, Dropbox, or a dedicated tax folder on your computer. Having organized records makes tax time much easier.